United Healthcare AARP Medicare Advantage Plans
For years, AARP has maintained its reputation for being a company that focuses on the needs of seniors. It provides medical advice, insurance plans, lifestyle assistance, and financial help among others. The firm has also partnered with United Healthcare to deliver insurance plans to everyone. United Healthcare AARP Medicare Advantage plans offer some of the most extensive coverage reason they appeal to many seniors.
Keep in mind that not all people qualify from Medicare plans or even benefit from them. Before signing up for Medicare Advantage, you must first qualify for Medicare. This implies that you must be a US citizen or a permanent resident of 5 years plus who has reached 65 years. Additionally, you cannot get any other insurance plan that will conflict with either Medicare Advantage or Medicare, like employer-based healthcare plans or Medigap Union.
Because Medicare is made available for seniors, it is a perfect fit for AARP. Advantage plans also blend in well with United Healthcare because beneficiaries must be on their insurer’s network to benefit from full coverage. United Healthcare boasts of one of the largest networks in America.
Medicare Advantage Avails Powerful Coverage
United Healthcare and AARP offer different types of Advantage plans. Although these plans may differ, they often offer similar coverage. The base coverage includes;
- Medicare Part B
- Medicare Part A with an exception of hospice care
- Urgently needed medical care
- Emergency services that might include ER and ambulance amongst others
The above is what you get with the standard Medical Advantage plan. However, AARP and United Healthcare also sell Advantage plans with better coverage. Some of these plans take care of prescription drug expenses including Medicare Part D plan. Others cover regular check-ups with your doctor, optometrist, or hearing specialist as well as costs of new prescription glasses or hearing aids.
Best Medicare Advantage Plans
Reasons to Make United Healthcare AARP Your First-Choice Insurer
Although you have numerous options to pick from, there are several reasons United Healthcare AARP plans stand out. They may not be the most affordable as you will see when you check the rates on our site. Nonetheless, this partnership comes with plenty of benefits for its members.
The companies go the extra mile to offer exceptional services offering you bonuses at no extra cost. This is why millions of clients sign up for the coverage plans they offer. Even though the companies do not offer the most competitive rates in the market, they ensure they add value to all their plans so that you can find them worthwhile at the end of the day.
Bonuses the firms offer include 24/7 customer service. You can reach an insurance agent anytime for assistance. You also get round-the-clock access to medical professionals like nurses or doctors. Consultation can be done through the phone saving you avoidable hospital trips. These experts being a call away is bound to give you peace of mind.
Free gym membership is another perk to enjoy when you enroll for United Healthcare AARP Medicare Advantage plans where applicable. For motivation, the companies offer rewards of up to $115 to members who engage in healthy activities. Copays for visits to approved doctors and prescriptions refills will cost you $0. Enrolling for one of their plans can see you earn rewards and save money as you go about your normal life.
Coverage Options that Suit your Needs
Anticipate full coverage in most parts of the country thanks to the companies’ large networks. Your plan can still offer a percentage of coverage even when you are not near a facility that approves Advantage plans from United Healthcare or AARP. Some options exist that will extend the cover you need regardless of where you are.
The HMO plan is the standard plan that many sign up for. It offers standard Advantage plan coverage because it is the most affordable option. With this, you will enjoy full coverage when you are within the networks of AARP and United Healthcare. You forfeit this benefit once you step outside the network.
To get additional coverage, you have to spend a little bit more to get the PPO option. This offers full coverage when you get services inside the network and partial coverage outside the network.
Other than the 2, you can also explore other options that are available to a high percentage of seniors in many places around the US.
The Signing Up Process
We want to offer more in-depth details of how to sign up for Medicare Advantage plans from AARP and United Healthcare. First, you must meet all the requirements we mentioned earlier. Note that the best time to enroll for these plans is when you are turning 65. The right enrolment time is three months before or after your 65th birthday.
Failing to sign up during the enrollment period means you have to wait for 15th October when the annual enrolment period begins. This will run until 7th December. If after signing up you discover that you need to make some changes to the plan you have, make plans to made amendments from the 1st of January to the 31st of March. This is known as the open enrolment period that allows you to make any changes you deem fit.
Do not shy off from reaching out if you have any questions about the process of signing up. We will professionally answer any queries you may have. Other than this, we can also guide you on how to source for quotes that will help you compare available prices. Feel free to use our website anytime if you want to save a bucket load. Here you will see the prices for United Healthcare AARP Medicare Advantage plans to see if they are within your budget or you need to look for another company with more affordable rates. Many people have already enrolled with these insurance companies and are happy about the savings they are making on their health insurance. Have a look at what they have to offer to determine if you will join the beneficiaries who are already saving money.